Kava Lend is a decentralized money market built on the Kava Platform that facilitates the lending and borrowing of cross-chain assets. Kava Lend supports deposits for BTC, XRP, BNB, BUSD, and USDX. The platform also allows for overcollateralized borrowing of supported assets.

The HARD token is the native governance token of Kava Lend. All HARD tokens distributed as rewards are locked by a smart contract. Users who claim HARD tokens with longer vesting schedules will receive a greater number of tokens. The specific options for token redemptions are determined through governance voting.

The HARD token has the following use cases:

• Liquidity mining rewards: The HARD token is awarded to users who deposit and/or borrow supported assets.
• Governance voting: HARD token holders can participate in the evolution of Kava Lend through governance voting and earn HARD rewards in the process.

Kava Lend is a decentralized money market built on the Kava Platform that facilitates the lending and borrowing of cross-chain assets. It supports supply-side deposits for BTC, XRP, BNB, BUSD, and USDX. The platform also enables overcollateralized borrowing for the supported assets.