Inverse Finance Fixed Rate Market (FiRM) is a lending protocol introduced by Inverse Finance. It incorporates a new DeFi concept called DOLA Borrowing Rights and a unique money market structure known as Personal Collateral Escrows. DOLA Borrowing Rights enable users to borrow DOLA within FiRM, addressing the problem of highly volatile interest rates in traditional variable rate lending. With DBR, users can enjoy the stability of fixed-rate loans while also gaining flexibility and potential benefits from DOLA Borrowing Rights.