CoinLoan is a European crypto-lending platform operating under the license of the Estonian Financial Authority since 2017. It offers worldwide availability of interest-earning deposits, fiat & crypto loans, and exchange services, including the US, UK, and major EU countries.

Which Services Does CoinLoan Provide?

There are three main services that CoinLoan offers: interest-earning accounts, crypto & fiat lending, and crypto exchange.

Instant Loan (CoinLoan Borrow) - a service for crypto-backed loans with a loan-to-value (LTV) ratio ranging from 20% to 70% and loan durations from 1 to 36 months.

Interest Account (CoinLoan Earn) - a service that allows users to deposit their funds (both crypto and fiat) and earn up to 12.3% annual interest, depending on the selected asset.

Exchange (CoinLoan Trade) - a service that enables users to exchange crypto assets, stablecoins, and fiat currencies supported by the platform.

CoinLoan is a European crypto-lending platform, operating under the license of the Estonian Financial Authority since 2017. It offers worldwide availability of interest-earning deposits, fiat & crypto loans, and exchange services. The CoinLoan native utility token, CLT, provides users with better interest rates by adding 2% to the basic annual interest and decreases borrowing fees paid in CLT by 50%.

CoinLoan offers three main services: interest-earning accounts, crypto & fiat lending, and crypto exchange.

• Instant Loan (CoinLoan Borrow) - a service for crypto-backed loans with loan-to-value (LTV) ratios ranging from 20% to 70% and loan durations from 1 to 36 months.
• Interest Account (CoinLoan Earn) - a service that allows users to deposit their funds (both crypto and fiat) and earn up to 12.3% annual interest depending on the selected asset.
• Exchange (CoinLoan Trade) - a service that enables users to exchange crypto assets, stablecoins, and fiat currencies supported by the platform.

CoinLoan was founded in 2017 by Alex Faliushin and Max Sapelov. Its headquarters are located in Tallinn, Estonia. The company claims to comply with modern financial regulation standards.

CoinLoan Token (CLT) can be purchased on Bittrex, Uniswap, HitBTC, and Hotbit exchanges using BTC, ETH, and USDT. Additionally, CLT can also be bought directly from the CoinLoan platform using crypto, stablecoins, and fiat currencies.

CoinLoan (CLT) has a maximum supply of 22,000,000 tokens, with 1,950,000 (9%) currently in circulation. It is an Ethereum-based ERC-20 token.

CoinLoan ensures the safety of its customers' assets by utilizing BitGo custody, which provides $100 million Lloyd's insurance coverage. The assets are stored in offline, cold, multi-signature wallets. CoinLoan implements various security measures, including secure cloud infrastructure, modern encryption standards, DDoS protection, regular vulnerability scans, and 2FA, to protect customers' funds.